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Zero Balance Bank Account 2024100% Digital | Instant Approval

Open salary account online with zero minimum balance. Compare accounts from HDFC, SBI, ICICI, Axis, Kotak. Instant account opening via video KYC.

5 Minute Process
Zero Balance
Free Account
Video KYC

Types of Bank Accounts

Choose the account type that fits your needs

No Minimum Balance
Salary Accounts
Zero balance, unlimited transfers, free benefits
  • HDFC Salary Account
  • SBI YONO Salary
  • ICICI Salary Account
Interest Up to 7%
Savings Accounts
Earn interest on deposits, access to credit products
  • Premium Savings
  • Digital Savings
  • Student Account
Unlimited Transactions
Current Accounts
For business, high transaction limits, overdraft facility
  • Business Current
  • Corporate Current
  • MSME Current
100% Digital
Digital Accounts
100% digital, instant approval, mobile-first banking
  • RazorpayX Current
  • Neo Salary Account
  • Digital Savings

Top Bank Accounts 2024 - Compare & Open

Best salary and savings accounts with zero balance

HDFC Bank
4.8
HDFC Salary Account
Account Fee

FREE

Features

Unlimited transfers, free IMPS, lounge access

State Bank of India
4.6
SBI YONO Salary
Account Fee

FREE

Features

Digital first, cashback offers, insurance

ICICI Bank
4.7
ICICI Salary Account
Account Fee

FREE

Features

Free lounge, health insurance, investment tools

Axis Bank
4.5
Axis Salary Account
Account Fee

FREE

Features

Unlimited transfers, digital payment rewards

Kotak Mahindra Bank
4.6
Kotak 811 Digital
Account Fee

FREE

Features

100% digital, instant opening, savings interest

IndusInd Bank
4.5
IndusInd Salary
Account Fee

FREE

Features

Free investment tools, insurance, credit products

How to Open Bank Account

1

Download App

Get bank app or use web

2

Fill Details

Enter your information

3

Video KYC

Complete identity verification

4

Digital Signing

E-sign documents

5

Account Active

Start banking instantly

Open Your Bank Account Today

Zero balance, zero hassle, zero charges

Bank Account FAQs

Which bank has zero balance account in India?

Most banks offer zero balance accounts: HDFC Salary, SBI YONO, ICICI Salary, Axis Salary, Kotak 811, IndusInd Salary. All have zero minimum balance and no monthly charges.

How quickly can I open bank account online?

You can open a bank account in 5-10 minutes through mobile app or website. Video KYC completes instantly. Account becomes active within 24 hours for most banks.

What documents needed to open bank account?

You need: Aadhaar, PAN, and a valid photo ID (DL/Passport). For salary account, employer letter and recent salary slip. Video KYC eliminates the need to visit branch.

Can I open multiple bank accounts?

Yes, you can have multiple saving and salary accounts. However, one primary salary account per employer is recommended. Having multiple accounts helps diversify and earn better benefits.

Is online bank account opening safe?

Yes, online account opening is completely safe. Banks use encrypted connections, video KYC for verification, and biometric authentication. Your data is protected under bank security standards.

Bank Accounts in India 2024 - BuyNswipe

BuyNswipe Bank Account platform helps you open and manage the best bank account in India. Compare zero balance accounts, salary accounts, digital bank accounts, and savings accounts from major banks. Get instant account opening online in just 5 minutes.

Popular accounts include HDFC Salary Account, SBI YONO Salary, ICICI Salary Account, Axis Salary Account, and Kotak 811 Digital Account. All offering zero minimum balance and free account opening with instant digital KYC verification.

Open bank account for salary, business current account, or digital savings account. Compare account features, benefits, and choose based on your banking needs. 100% digital account opening with video KYC takes just 5 minutes.