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Identity Proof (Aadhar, PAN, Passport, Driving License)
Address Proof (Electricity Bill, Water Bill, Rent Agreement)
Bank Statements (Last 6 months)
Income Proof (Salary Slips for last 3 months)
Employment Letter (Current designation and tenure)
IT Returns (Last 2 years for self-employed)
Credit Card Statement (Last 3 months)
Identity & Address Proof (Aadhar, PAN, Passport)
Income Proof (Salary slips, IT returns, bank statements)
Employment Letter (Confirmation of current position)
Property Documents (Title deed, sale agreement, mutation)
Valuation Report (Approved surveyor's report)
Insurance Documents (Property insurance details)
Loan Related Documents (If balance transfer)
Identity Proof (Aadhar, PAN, Passport)
Admission Letter (University acceptance)
Academic Records (Last year result/transcript)
Fee Structure (Course fee details)
Sponsor ID & Address Proof (For co-borrower/parent)
Income Documents (Salary slips, IT returns)
Passport (If studying abroad)
Business Registration (License, GST, MOA/AOA)
Identity & Address Proof (Owner's ID and address)
Financial Statements (Last 2-3 years balance sheet)
IT Returns (Business returns for 2-3 years)
Bank Statements (Business account for 6-12 months)
Income Tax Returns (Personal for promoter)
Collateral Documents (If secured loan)
• Documents must be originals or notarized copies
• Ensure all documents are valid and not expired
• CIBIL score should be 600+ for better approval chances
• Some banks may require additional documents based on profile
• Having all documents ready speeds up the approval process