Education Loans

Student Loan OnlineUp to ₹50 Lakh @ 7% Interest

Get instant education loan for higher studies in India or abroad. Quick approval. No collateral up to ₹10 Lakh.

Types of Education Loans

Engineering & Tech Courses
BTech, MTech, MCA, Computer Science

Max Amount

Up to ₹15 Lakh

Interest Rate

8% p.a.

MBA & Management
MBA, PGDM, Executive programs

Max Amount

Up to ₹20 Lakh

Interest Rate

8.5% p.a.

Study Abroad
USA, UK, Canada, Australia, EU

Max Amount

Up to ₹50 Lakh

Interest Rate

9% p.a.

Medical Education
MBBS, BDS, nursing courses

Max Amount

Up to ₹25 Lakh

Interest Rate

8.5% p.a.

Education Loan Eligibility

For India Studies

  • Admission to recognized institution
  • Class 12 pass minimum
  • Age 18-35 years
  • Parent/Sponsor CIBIL 650+
  • Decent household income

For Abroad Studies

  • University acceptance letter
  • Valid passport
  • IELTS/TOEFL score
  • Parents' financial credentials
  • Age 18-45 years

Education Loan FAQs

When does education loan repayment start?

Repayment typically starts 6 months after course completion. Interest may be paid during study period in some plans.

Can parents co-apply for education loan?

Yes, parents often co-apply as co-applicants. Their income and credit score help in loan approval.

Are education loans tax-deductible?

Yes! Education loan interest up to ₹1.5 Lakh per annum is tax-deductible under Section 80E of Income Tax Act.

Invest in Your Future Education

Get instant education loan approval for your dream course