BuyNswipeExplore Schemes
Government Schemes

Government Loan SchemesSubsidized & Guaranteed

Explore PM Mudra, CGTMSE, Startup India, and Stand-Up India schemes with government guarantee and subsidized rates.

PM Mudra Yojana (PMMY)

Micro enterprises support scheme by PM Modi

Loan Amount

₹50K - ₹10L

Interest Rate

Subsidized

  • Shishu: Up to ₹50,000
  • Kishore: ₹50,001 to ₹5 Lakhs
  • Tarun: ₹5,00,001 to ₹10 Lakhs
  • No collateral required
  • Flexible repayment
CGTMSE (Credit Guarantee)

Collateral free loans covered by government guarantee

Loan Amount

₹1L - ₹1Cr

Interest Rate

Prime + 2%

  • 100% guarantee coverage
  • No collateral needed
  • First time entrepreneurs eligible
  • Up to 7 years repayment
  • Covers manufacturing & services
Startup India Scheme

Support for DPIIT registered startups

Loan Amount

₹1L - ₹10Cr

Interest Rate

Subsidized

  • DPIIT recognition needed
  • Includes Mudra loans
  • Priority sector lending
  • Tax benefits
  • Incubation support
Stand-Up India Scheme

Empowerment of SC/ST/Women entrepreneurs

Loan Amount

₹10L - ₹1Cr

Interest Rate

PLR

  • SC/ST/Women entrepreneurs
  • Manufacturing or services sector
  • New or existing businesses
  • Mentorship support
  • Interest subsidy available

Find the Right Government Scheme for You