Grow your business with the right financing solution
Amount
₹50,000 - ₹1 crore
Rate
10-15% p.a.
For new business ventures, government-backed schemes available (Startup India)
Amount
₹1 lakh - ₹1 crore
Rate
8-12% p.a.
For micro, small, medium enterprises with GST registration
Amount
₹50,000 - ₹5 crores
Rate
7-11% p.a.
For operational expenses, inventory, payroll management
Amount
₹1 lakh - ₹5 crores
Rate
8-13% p.a.
For machinery, vehicles, equipment purchase
Amount
₹50,000 - ₹1 crore
Rate
6-10% p.a.
For supplier credit, import-export businesses
Amount
₹10 lakhs - ₹5 crores
Rate
9-14% p.a.
For business expansion, new branch, market entry
Business Age
Minimum 1-2 years (government schemes), 3+ for traditional loans
Annual Turnover
Minimum ₹10 lakhs to ₹1 crore (varies by loan type)
GST Registration
Mandatory for most MSME and business loans
ITR & Financials
2 years IT returns, bank statements, balance sheet
CIBIL Score
Minimum 650+ (business and personal credit score)
Debt-to-Income Ratio
Maximum 2:1 (existing debt vs income)